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Investment is most intelligent when is most businesslike

~ Benjamin Grahm

Using the ideas and wisdom from Warren Buffett and Charlie Munger, I try to navigate the different terrains of the investing landscape.


LATEST POSTS


  • The SRS Fund Oct 2023 Update

    The SRS Fund Oct 2023 Update

    If there is one particular month to deploy cash this would be the month. The SRS Fund was not spared as the traditional blood-letting month lived up to its name bringing the funds back into slide negative territory for the year.

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  • The Normalisation of the Yield Curve

    The Normalisation of the Yield Curve

    Historically inversion of the yield curve had forewarned a recession in the making.  After 2 decades of low-interest rates, runaway inflation post-Covid had finally pushed the federal reserves to increase the short-term rates at an unprecedented pace, now at over 5.5%.

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  • The SRS Fund Sep 2023 Update

    The SRS Fund Sep 2023 Update

    September was a rather non-eventful month in the stock market. However, I have continued to optimise the SRS Fund in its transition from a finance and REIT-heavy fund to an all-weather fund with less volatility.

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  • Why is it worth topping up to SRS

    Why is it worth topping up to SRS

    Two sure things one cannot avoid in life, Death & Taxes.  While avoiding both remains futile, we can try to live a longer life and pay less taxes. The SRS now allows for contributions of up to $15,300 for annual tax relief.  However, 50% of SRS withdrawal is also taxed at the then prevailing tax…

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  • The SRS Fund Aug 2023 Update

    The SRS Fund Aug 2023 Update

    In 2022 I made a decision to cease contribution to the SRS Fund in order to avoid paying any taxes upon withdrawal. I was wrong and short sighted for that matter.

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  • The SRS Fund Jul 2023 Update

    The SRS Fund Jul 2023 Update

    Recently I decided to made some changes and separate my monthly article with the SRS Fund update.  This change enable me to better focus on the fund itself as well as the underlying companies.

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